IOB Generalist & Specialist Officer Recruitment 2026: Apply Online for 291 Posts
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Job Summary
Indian Overseas Bank (IOB) has announced recruitment for Generalist and Specialist Officer posts in 2026 with a total of 291 vacancies. Candidates should have relevant qualifications ranging from graduation to specialized engineering degrees depending on the post. The application process is fully online and closes on 15 September 2026. Selection involves an online exam followed by an interview. Apply soon to secure your chance in this reputed public sector bank.
| Organization Name | Indian Overseas Bank (IOB) |
| Post Name | Generalist / Specialist Officers (14 posts) |
| Advt No. | HRDD/RECT/04/2026-27 |
| Notification Date | 28.08.2026 |
| Total Vacancies | 291 Posts |
| Job Location | Anywhere in India |
| Application Mode | Online only |
| Application Start Date | 29.08.2026 |
| Application Last Date | 15.09.2026 |
| Age Limit | 22–45 years (as on 01.08.2026) |
| Selection Process | Online Examination + Interview (80:20 weightage) |
| Salary/Pay Scale | JMGS I: ₹48,480–85,290; MMGS II: ₹64,820–93,960; MMGS III: ₹85,920–1,05,280 |
| Official Website | www.iob.bank.in |
Vacancy Details
IOB Recruitment 2026 offers 291 vacancies for Generalist and Specialist Officers across JMGS I, MMGS II, and MMGS III scales. Post Code 01 is the Generalist Officer post; the rest are Specialist Officers. Vacancies and reservation details are provisional and may change based on Bank requirements.
| Post Name | No. of Posts |
|---|---|
| Manager (Branch Management) – MMGS II | 100 (UR-41, OBC-27, SC-15, ST-7, EWS-10) |
| Manager (IT) – MMGS II | 65 (UR-25, OBC-18, SC-10, ST-5, EWS-7) |
| Manager (Information Security) – MMGS II | 5 (OBC-2, SC-1, ST-1, EWS-1) |
| Manager (Information Security Audit) – MMGS II | 5 (OBC-2, SC-1, ST-1, EWS-1) |
| Senior Manager (IT) – MMGS III | 10 (UR-3, OBC-3, SC-2, ST-1, EWS-1) |
| Senior Manager (Information Security) – MMGS III | 3 (SC-1, OBC-1, EWS-1) |
| Senior Manager (Information Security Audit) – MMGS III | 2 (SC-1, ST-1) |
| Senior Manager (Database Administrator) – MMGS III | 10 (UR-6, OBC-2, SC-1, EWS-1) |
| Senior Manager (Network Administrator) – MMGS III | 5 (UR-4, OBC-1) |
| Senior Manager (Cyber Security Administrator) – MMGS III | 5 (UR-4, OBC-1) |
| Manager (Credit) – MMGS II | 35 (UR-11, OBC-11, SC-8, ST-3, EWS-2) |
| Senior Manager (Credit) – MMGS III | 15 (UR-7, OBC-4, SC-2, ST-1, EWS-1) |
| Senior Manager (Risk) – MMGS III | 6 (UR-3, SC-1, OBC-1, EWS-1) |
| Assistant Manager (Security) – JMGS I | 25 (UR-13, OBC-6, SC-3, ST-1, EWS-2) |
| Total Vacancies | 291 (UR-117, OBC-79, SC-46, ST-21, EWS-28) |
Additionally, 12 vacancies are reserved horizontally for Persons with Benchmark Disabilities (PWBD): 4 Hearing Impaired, 5 Orthopedically Challenged, 2 Visually Impaired, and 1 Intellectual Disability.
Qualification
Eligibility includes age, educational qualification, and post-qualification experience as on 01.08.2026. Citizenship criteria include Indian citizens and select other categories as per Govt. rules. Detailed educational and experience qualifications vary by post, from graduation degrees to specialized engineering and professional certifications.
| Post Name | Age (Min–Max) |
|---|---|
| Manager (Branch Management), MMGS II | 23–33 years |
| Manager (IT), MMGS II | 25–35 years |
| Manager (Information Security), MMGS II | 22–32 years |
| Manager (Information Security Audit), MMGS II | 22–32 years |
| Senior Manager (IT), MMGS III | 28–38 years |
| Senior Manager (Information Security), MMGS III | 25–35 years |
| Senior Manager (Information Security Audit), MMGS III | 25–35 years |
| Senior Manager (Database Administrator), MMGS III | 28–38 years |
| Senior Manager (Network Administrator), MMGS III | 25–35 years |
| Senior Manager (Cyber Security Administrator), MMGS III | 25–35 years |
| Manager (Credit), MMGS II | 23–33 years |
| Senior Manager (Credit), MMGS III | 25–35 years |
| Senior Manager (Risk), MMGS III | 25–35 years |
| Assistant Manager (Security), JMGS I | 30–45 years |
| Post Name | Educational Qualification |
|---|---|
| Manager (Branch Management), MMGS II | Degree in any discipline from recognized University |
| Manager (IT), MMGS II | B.E./B.Tech (CS/IT/Electronics & Communication/Electronics & Instrumentation) or MCA or M.Sc. (CS/IT) |
| Manager (Information Security), MMGS II | B.E./B.Tech or M.E./M.Tech in CS/IT/Electronics & Communication/Cyber Security/Information Security |
| Manager (Information Security Audit), MMGS II | B.E./B.Tech or M.E./M.Tech (above disciplines)/MCA |
| Senior Manager (IT), MMGS III | B.E./B.Tech (CS/IT/Electronics & Communication/Electronics & Instrumentation) or MCA or M.Sc. (CS/IT) |
| Senior Manager (Information Security), MMGS III | B.E./B.Tech or M.E./M.Tech in CS/IT/Electronics & Communication/Cyber Security/Information Security |
| Senior Manager (Information Security Audit), MMGS III | B.E./B.Tech or M.E./M.Tech (above disciplines)/MCA |
| Senior Manager (Database Administrator), MMGS III | B.E./B.Tech (CS/IT/Electronics & Communication/Electronics & Instrumentation) or MCA or M.Sc. (CS/IT) |
| Senior Manager (Network Administrator), MMGS III | B.E./B.Tech or M.Tech in CS/IT/Electronics & Communication/Electronics & Instrumentation, or MCA |
| Senior Manager (Cyber Security Administrator), MMGS III | B.E./B.Tech or M.E./M.Tech in CS/IT/Electronics & Communication/Cyber Security/Information Security |
| Manager (Credit), MMGS II | Bachelor’s degree with MBA (Finance)/PGDBA/PGDBM/MMS (Finance), or CA, or CMA |
| Senior Manager (Credit), MMGS III | Bachelor’s degree with MBA (Finance)/PGDBA/PGDBM/MMS (Finance), or CA, or CMA |
| Senior Manager (Risk), MMGS III | Graduation with MBA (Finance)/PGDM (Finance)/PGDBF/MFM/MFC/Masters in Mathematics/Statistics/Economics, or Graduation with GARP/PRMIA risk certification |
| Assistant Manager (Security), JMGS I | Graduate with certification course (minimum 3 months) in Computer/IT/Computer Science; retired JCO or equivalent with 5 years service in Army/Navy/Air Force or paramilitary/Police officers with minimum 5 years service |
| Post Name | Post Qualification Work Experience |
|---|---|
| Manager (Branch Management), MMGS II | 3 years as Officer in Scheduled Public/Private Sector Bank, minimum 2 years in Branch Banking |
| Manager (IT), MMGS II | Minimum 5 years IT experience, at least 3 years in Banking/BFSI, with hands-on experience in one specified technology domain |
| Manager (Information Security), MMGS II | Minimum 2 years experience across at least 3 specified security domains |
| Manager (Information Security Audit), MMGS II | Minimum 2 years experience (at least 1 year in IS Audit/Cyber Security Audit in Banking/BFSI) or equivalent software development experience |
| Senior Manager (IT), MMGS III | Minimum 8 years IT experience, at least 5 years in Banking/BFSI; mandatory CISA/CISSP/ISO 27001:LA/OSCP certification |
| Senior Manager (Information Security), MMGS III | Minimum 5 years experience across at least 3 specified security domains |
| Senior Manager (Information Security Audit), MMGS III | Minimum 5 years experience (at least 3 years in IS Audit/Cyber Security Audit in Banking/BFSI) or equivalent software development experience |
| Senior Manager (Database Administrator), MMGS III | Minimum 8 years Database Administration experience, at least 5 years in production DBA and 3 years in Banking/BFSI; mandatory OCA/OCP certification |
| Senior Manager (Network Administrator), MMGS III | Minimum 5 years experience in Network Operations including Cisco FTD and Checkpoint firewall security; mandatory CCNA or Checkpoint CCSE certification |
| Senior Manager (Cyber Security Administrator), MMGS III | Minimum 5 years experience in at least 2 specified cyber security domains |
| Manager (Credit), MMGS II | 3 years experience in Bank/Financial Institution, minimum 2 years in credit |
| Senior Manager (Credit), MMGS III | 6 years experience in Bank/Financial Institution, minimum 4 years in credit |
| Senior Manager (Risk), MMGS III | Minimum 5 years experience in Bank/NBFC/Financial Institution in Risk, Credit, Forex, Treasury, or Finance |
| Assistant Manager (Security), JMGS I | Retired JCO or equivalent with minimum 5 years service; or Inspector/Sub-Inspector and above rank with minimum 5 years service in Paramilitary Forces or Police |
Candidates must carefully review the official notification for detailed certification and domain requirements before applying.
Age Limit
Age limits vary by post as listed above and are calculated as on 01.08.2026. Relaxation is provided for reserved categories as follows:
| Category | Age Relaxation |
|---|---|
| Scheduled Caste / Scheduled Tribe | 5 years |
| Other Backward Classes (Non-Creamy Layer) | 3 years |
| Persons with Benchmark Disabilities | 10 years |
| Persons affected by 1984 riots | 5 years |
| Ex-Servicemen / Commissioned Officers (minimum 5 years military service) | 5 years |
Cumulative age relaxation applies for SC/ST/OBC candidates up to a maximum of 50 years. Note that there is no reservation for Ex-servicemen in Officers cadre, but age relaxation is as per Government rules. Candidates should verify their eligibility carefully before applying using online age calculators.
Application Fee
Fee payment is mandatory for application submission and must be done online. Fees are non-refundable.
- SC / ST / PWD: ₹175/- (inclusive of GST)
- All Others (including OBC & EWS): ₹1,000/- (inclusive of GST)
Payment modes include Debit Card, Credit Card, Internet Banking, and BHIM/UPI. Make sure to pay the fee within the application window to avoid rejection.
Important Dates
| Activity | Date |
|---|---|
| Notification Release Date | 28.08.2026 |
| Opening Date of Online Registration | 29.08.2026 |
| Closing Date of Online Registration | 15.09.2026 |
| Payment of Application Fee / Intimation Charges | 29.08.2026 to 15.09.2026 |
| Online Examination Date | Not specified |
| Interview Date | Not specified |
Selection Process
Selection is based on an Online Examination followed by a Personal Interview. The final merit list weights 80% for the exam and 20% for the interview. Exam pattern varies slightly for Generalist and Specialist posts.
- Manager (Branch Management) exam: 100 questions, 100 marks, 2 hours – English Language (25Q, 30 mins) and Professional Knowledge (75Q, 90 mins)
- Other posts exam: 100 questions, 100 marks, 2 hours – English Language (25Q, 30 mins), General Awareness (25Q, 30 mins), and Professional Knowledge (50Q, 60 mins)
- No minimum qualifying marks for English and General Awareness sections
- Minimum qualifying marks in Professional Knowledge: 35% for unreserved, 30% for reserved candidates
- Negative marking: 1/4th mark deducted for wrong answers; no penalty for unattempted questions
- Interview: max 100 marks; qualifying marks 50% (unreserved), 45% (reserved)
Documents Required
- Printout of valid Interview Call Letter
- Printout of online application form
- Proof of Date of Birth (Birth Certificate or Std. X certificate)
- Photo Identity Proof (Passport, Aadhaar, PAN, etc.)
- Educational qualification certificates and mark sheets
- Work experience proof (Experience certificates, appointment and relieving letters, salary slips)
- Relevant professional certification certificates
- Caste certificate for reserved categories in prescribed format
- Disability certificate for PWBD candidates issued by District Medical Board
- No Objection Certificate if currently employed in Government/PSU/Bank
Note: Ration Card will not be accepted as valid ID proof at any stage.
How To Apply
Applying online is straightforward but requires careful attention to detail. Follow these steps:
- Visit the official website www.iob.bank.in and navigate to the “Careers” section.
- Select “Recruitment of Generalist/Specialist Officers in Various Scales – 2026-27” and choose the desired post.
- Click “Register Online” for first-time registration and note your Registration Number and Password received via SMS and email.
- Upload your photograph, signature, left thumb impression, and handwritten declaration as per specifications.
- Complete the application form carefully and submit it.
- Pay the application fee online using available payment methods.
- Print the submitted application form and payment receipt for future reference.
ध्यान रखें, आवेदन करते समय सभी जानकारी सही और पूरी भरें ताकि बाद में कोई समस्या न हो।
Important Instructions
- Only online applications accepted between 29.08.2026 and 15.09.2026.
- Candidates can apply for multiple posts if eligible.
- If multiple applications submitted for same post, only the last one is considered.
- Incomplete applications or those missing supporting documents will be rejected.
- OBC candidates must upload a valid non-creamy layer certificate as on interview date.
- Bank may modify or cancel any eligibility or selection criteria as needed.
- Outstation SC/ST/PWBD unemployed candidates will get second-class train fare reimbursement.
- Canvassing leads to disqualification.
- No requests for exam center, interview date, or email changes will be entertained.
- Online exams will be held at major centers including Delhi/NCR, Mumbai, Chennai, Kolkata, Hyderabad, Bengaluru.
Important Links
अगर आप Banking या IT background से हैं, तो आप Latest Govt Jobs सेक्शन भी जरूर देखें, जहां और भी Bank Officer और IT Officer की नौकरियां आती रहती हैं।
Who Should Apply
यह नौकरी खासकर उन उम्मीदवारों के लिए अच्छी है जिनके पास बैंकिंग, वित्त, या आईटी के क्षेत्र में अनुभव या शिक्षा हो। फ्रेशर्स भी आवेदन कर सकते हैं, लेकिन विशेषज्ञ पदों के लिए अनुभव जरूरी है। अगर आपका बैकग्राउंड बैंकिंग, क्रेडिट, रिस्क मैनेजमेंट, या साइबर सिक्योरिटी में है, तो यह भर्ती आपके लिए उपयुक्त है। अनुभवी लोग अपनी विशेषज्ञता के अनुसार उच्च पदों के लिए आवेदन कर सकते हैं।
Job Difficulty / Competition Level
IOB Generalist and Specialist Officer Recruitment में परीक्षा का स्तर मध्यम से कठिन माना जाता है। बैंकिंग और तकनीकी ज्ञान की अच्छी समझ होना जरूरी है। प्रतियोगिता काफी ज्यादा होगी क्योंकि कुल 291 पदों के लिए हजारों आवेदन आते हैं। Online परीक्षा में English, General Awareness और Professional Knowledge के पेपर आते हैं, जिनमें से Professional Knowledge सबसे महत्वपूर्ण है। इसलिए आपको अपनी विशेषज्ञता पर खास ध्यान देना होगा।
Preparation Tips
सबसे पहले आधिकारिक नोटिफिकेशन को ध्यान से पढ़ें और अपनी पोस्ट के अनुसार योग्यताएं और अनुभव समझें। Professional Knowledge के लिए बैंकिंग, वित्त, या तकनीकी विषयों की गहरी तैयारी करें। English और General Awareness के लिए नियमित अभ्यास जरूरी है। पिछले वर्षों के प्रश्नपत्र और मॉक टेस्ट लेकर परीक्षा की रणनीति बनाएं। समय प्रबंधन और नकारात्मक अंकन से सावधान रहें। सही दस्तावेज पूरे रखें ताकि Interview में कोई परेशानी न हो।
Common Mistakes to Avoid
आवेदन फॉर्म भरते समय गलत जानकारी देना या अधूरी जानकारी देना सबसे आम गलती है, जिससे आवेदन रद्द हो सकता है। योग्यता और आयु सीमा के नियमों को ध्यान से समझें, गलत पोस्ट के लिए आवेदन न करें। फीस का भुगतान समय पर करें और उसका प्रूफ संभालकर रखें। परीक्षा के लिए जरूरी दस्तावेज़ समय पर तैयार रखें। Interview के लिए सही तैयारी न करना और Professional Knowledge को हल्के में लेना गलत होगा। हमेशा official notification और instructions का पालन करें।
FAQ
- Q1. What is IOB Recruitment 2026?
IOB Recruitment 2026 is the notification for 291 Generalist and Specialist Officer posts in Scale I, II, and III by Indian Overseas Bank. - Q2. How many vacancies are there?
There are 291 total vacancies across 14 posts. - Q3. What is the last date to apply?
The online application closes on 15.09.2026. - Q4. What qualifications are required?
Qualifications vary by post, from graduation to engineering and professional degrees. Refer to the eligibility table above. - Q5. What is the age limit?
Age limits vary from 22 to 45 years as on 01.08.2026, with applicable relaxation for reserved categories.
People Also Ask
- What is the selection process for IOB Officers?
Selection is through an Online Exam followed by an Interview with 80:20 weightage. - Can I apply for multiple posts?
Yes, candidates may apply for more than one post if eligible. - Is there any fee relaxation?
Yes, SC/ST/PWD candidates pay ₹175 while others pay ₹1,000. - What documents are needed for the application?
Documents like DOB proof, educational certificates, caste/disability certificate, and work experience proof are required. - Where will the exam be conducted?
Exams will be held in major cities like Delhi, Mumbai, Chennai, Kolkata, Hyderabad, and Bengaluru.
Disclaimer
Yeh job post sirf informational purpose ke liye banayi gayi hai taaki aapko recruitment ki details simple aur samajhne layak format me mil sake.
Time ke saath details me changes ho sakte hain (jaise dates, vacancies, eligibility, etc.). Isliye apply karne se pehle official notification ko zarur verify karein.
Hum kisi bhi typing error, outdated information ya misunderstanding ke liye zimmedar nahi honge.